In Legal Terms


In Legal Terms: Consumer Protection

Are there rough seas ahead for you due to the pandemic? Foreclosures, bankruptcy, or predatory lenders? Our guest from the MS Center for Justice, Director of Consumer Protection, Charles Lee took questions for this podcast.

Resource Information for Consumers

A resource on managing personal finances curing COVID19 for Mississippians created by the Mississippi State Extension Service.

Coronavirus and dealing with debt: Tips to help ease the impact

Sample Letters for Dealing with Debt Collectors

The following sample letters will help if you’re experiencing common problems that may come up with debt collectors.

If you use any of these letters, it’s important to do so as soon as possible after you’re first contacted, and to keep copies of any letters you send. In certain situations, you only have 30 days after you’re contacted to ask for certain information, but even if more than 30 days pass, it’s still a good idea to ask for what you need.

Credit Reports

Due to the COVID-19 pandemic, the 3 national credit reporting companies are offering free weekly online credit reports through April 2021.

Link to

Through December 31, 2026, all U.S. consumers can also get six free credit reports every 12 months from Equifax by establishing a "myEquifax" account at or by calling 866-349-5191


How to Dispute Errors on Your Credit Report

Resources to Help Consumers Avoid Scams

Tips to Cancel a Time Share Contract

MPB’s Money Talks recently had a representative from the National Foudnation for Consumer Credit. You can hear their podcast from May 12th on their website

National Center for Disaster Fraud Hotline at 866-720-5721 or via email at _

 Report scams to the IRS at

The Federal Trade Commission also has information

The Mississippi Attorney General’s guide to Consumer Protection

CARES Act: Temporary student loan relief: All loan and interest payments are deferred through Sept. 30 without penalty to the borrower for all federally owned student loans.

Calls concerned:

  • time shares
  • title problems
  • housing
  • warning about scams
  • more scams

Attorney Charles Lee can be reached at the Mississippi Center for Justice at 601-352-2269 extension 104

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