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In Legal Terms
In Legal Terms: Consumer Protection
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Are there rough seas ahead for you due to the pandemic? Foreclosures, bankruptcy, or predatory lenders? Our guest from the MS Center for Justice, Director of Consumer Protection, Charles Lee took questions for this podcast. https://www.mscenterforjustice.org/
Resource Information for Consumers
A resource on managing personal finances curing COVID19 for Mississippians created by the Mississippi State Extension Service.
http://extension.msstate.edu/content/managing-personal-finances-during-covid-19
Coronavirus and dealing with debt: Tips to help ease the impact
https://www.consumerfinance.gov/about-us/blog/coronavirus-and-dealing-debt-tips-help-ease-impact/
Sample Letters for Dealing with Debt Collectors
The following sample letters will help if you’re experiencing common problems that may come up with debt collectors.
- I do not owe this debt .
- I need more information about this debt .
- I want the debt collector to stop contacting me .
- I want the debt collector to only contact me through my lawyer .
- I want to specify how the debt collector can contact me .
If you use any of these letters, it’s important to do so as soon as possible after you’re first contacted, and to keep copies of any letters you send. In certain situations, you only have 30 days after you’re contacted to ask for certain information, but even if more than 30 days pass, it’s still a good idea to ask for what you need.
Credit Reports
Due to the COVID-19 pandemic, the 3 national credit reporting companies are offering free weekly online credit reports through April 2021.
Link to https://www.annualcreditreport.com/index.action
Through December 31, 2026, all U.S. consumers can also get six free credit reports every 12 months from Equifax by establishing a "myEquifax" account at https://my.equifax.com/consumer-registration/UCSC/#/personal-info or by calling 866-349-5191
.
How to Dispute Errors on Your Credit Report
https://www.consumerfinance.gov/ask-cfpb/how-do-i-dispute-an-error-on-my-credit-report-en-314/
Resources to Help Consumers Avoid Scams
https://www.consumerfinance.gov/coronavirus/avoiding-scams/
Tips to Cancel a Time Share Contract
https://www.debt.org/real-estate/timeshare-cancellation/
MPB’s Money Talks recently had a representative from the National Foudnation for Consumer Credit. https://www.nfcc.org/ You can hear their podcast from May 12th on their website http://moneytalks.mpbonline.org/episodes/money-talks-credit-counseling
National Center for Disaster Fraud Hotline at 866-720-5721 or via email at disaster@leo.gov _
Report scams to the IRS at phishing@irs.gov
The Federal Trade Commission also has information https://www.consumer.ftc.gov/articles/how-recognize-and-avoid-phishing-scams
https://www.consumer.ftc.gov/features/scam-alerts
The Mississippi Attorney General’s guide to Consumer Protection http://www.ago.state.ms.us/wp-content/uploads/2013/08/Consumer-Guide-to-Mississippi-Consumer-Protection-Law.pdf
CARES Act: Temporary student loan relief: All loan and interest payments are deferred through Sept. 30 without penalty to the borrower for all federally owned student loans. https://www.npr.org/2020/03/26/821457551/whats-inside-the-senate-s-2-trillion-coronavirus-aid-package
Calls concerned:
- time shares
- title problems
- housing
- warning about scams
- more scams
Attorney Charles Lee can be reached at the Mississippi Center for Justice at 601-352-2269 extension 104
More episodes
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In Legal Terms: Heirs' Property
46:46|In Legal Terms, the show where we break down the law, explain how it works, and help make it a little less intimidating for everyday Mississippians hosted by attorney Adam Kilgore. legalterms@mbponline.orgIf you enjoyed listening to this podcast, please consider contributing to MPB: https://donate.mpbfoundation.org/mspb/podcastToday’s Legal Terms on In Legal Terms are: Heirs’ Property, Tenants in Common, Partition ActionPast podcasts with Mississippi Center for Justice:February 25, 2025 MCJ - Kimberly Jones MerchantSeptember 10, 2024 - MCJMay 7, 2024 - Robert McDuff MCJOctober 17, 2023 Champions of Justice - MSCJAugust 1, 2023 - ExpungementsMay 24, 2022 - MCJ Heirs' PropertyJanuary 25, 2022 - Educational RightsNovember 9, 2021 - Heirs' Property HelpYou can listen LIVE to us from the MPB Public Media app or from MPBonline.org/radioThursdays, following our over-the-air broadcast, you can hear Next Stop Mississippi on MPB Think Radio at 4pm Central.It’s two weeks until our Mississippi Primaries. Are you ready? I’ve seen on social media from Texas, folks who thought they were newly registered to vote, had trouble voting in their primaries. You can check to see if your Mississippi information is in order – verify, update, or cancel your voter registration at yallvote.ms . We’re in our absentee voting period – you can do this by mail or in person and this week and next live absentee voting on Saturdays is available.In Legal Terms: Housing and Civil Rights
46:44|In Legal Terms, the show where we break down the law, explain how it works, and help make it a little less intimidating for everyday Mississippians hosted by attorney Adam Kilgore. legalterms@mbponline.orgIf you enjoyed listening to this podcast, please consider contributing to MPB: https://donate.mpbfoundation.org/mspb/podcastWe’re happy to bring back our guest today – Professor Jade Craig from the University of Mississippi School of Law. Prof. Craig teaches constitutional law, political and civil rights, real estate law, and fair housing lawToday’s Legal Terms on In Legal Terms are: The Fair Housing Act, Housing Discrimination, Affirmatively Furthering Fair Housing Who are your inspirations? Think about that. Mine was Reverand Jessie Jackson. He came to speak at my college about registering to vote. He was a charismatic speaker. He passed away this week. I hope you’ve take the time to register to vote. We’ve got primaries March 10th. You can choose to vote in the Democratic or the Republican primary. Whichever you vote in, you can then vote in any runoffs with that same party. You can find sample ballots on our podcast information or from the secretary of state’s office’s websiteWe were pleased to have Professor Craig on the show: September 19th of 2023 when he discussed Urban Governance. Podcast: Jade Craig on Rate Covenants in Municipal BondsTHE TRAFFICANTE ROUTE: FAIR HOUSING LAW AND THE ROAD TO RACIAL RECONCILIATIONYou can listen LIVE to us from the MPB Public Media app or from MPBonline.org/radioThursdays, following our over-the-air broadcast, you can hear Next Stop Mississippi on MPB Think Radio at 4pm Central.In Legal Terms: Lawyers in Love
46:04|We’re getting close to Valentine’s Day so we’re going to talk about “Lawyers in Love” with guests, attorneys that are married to each other: Casey Creasey and Sam CreaseyToday’s Legal Terms on In Legal Terms are: Partnership, Fiduciary Duty, and EquityWhat’s a legal way you can show your love? Have an estate plan. It’s not very loving to burden those you leave behind with the trouble of sorting out your positions and finances – give them a gift of peace by setting up your estate. In Legal Terms has many podcasts devoted to estate planning. In March we’ll have another live show where you can call in or email and ask questions. Maybe you’re still looking for your Valentine. We’ve got some dating meet ups for you. Check out the MS Center for Justice or the American Civil Liberties – Mississippi calendar and event pages. Or if you like to organize things, how about YOU set up a voter registration meet up. These are all opportunities to meet likeminded individuals.Feb. 20-21 - Evelyn Gandy Lecture Series In Legal Terms, the show where we break down the law, explain how it works, and help make it a little less intimidating for everyday Mississippians hosted by attorney Adam Kilgore. legalterms@mbponline.orgIf you enjoyed listening to this podcast, please consider contributing to MPB.You can listen LIVE to us from the MPB Public Media app or from MPBonline.org/radioThursdays, following our over-the-air broadcast, you can hear Next Stop Mississippi on MPB Think Radio at 4pm Central.In Legal Terms: MS Immigrant Rights Alliance
47:19|Our guest today is Patricia Ice from Mississippi Immigration Rights Alliance. Let’s learn about immigration rights in Mississippi.In Legal Terms, the show where we break down the law, explain how it works, and help make it a little less intimidating for everyday Mississippians. hosted by attorney Adam Kilgore. legalterms@mbponline.orgIf you enjoyed listening to this podcast, please consider contributing to MPB: https://donate.mpbfoundation.org/mspb/podcastToday’s Legal Terms on In Legal Terms are: ICE — Immigration and Customs Enforcement, USCIS — U.S. Citizenship and Immigration Services, Customs and Border Protection (CBP), Department of State, Department of LaborBONUS: The Executive Office of Immigrant Review You can listen LIVE to us from the MPB Public Media app or from MPBonline.org/radioThursdays, following our over-the-air broadcast, you can hear Next Stop Mississippi on MPB Think Radio at 4pm Central.If you’d like to know more about immigrant rights in Mississippi you could go to https://yourmira.org/ They have information on breaking barriers, building bridges. There’s information about their programs and history and how to donate. Our guest was previously on our show on October 1st of 2019. Here is that podcast.Immigration legislation was in the news in Mississippi last week. Our Shamira Muhammad covered the press conference at the capitol and filed her report on MPB's website.I hope you’re registered to vote. Monday (Feb 9th) is the deadline to register to vote to participate in the upcoming primaries. It seems to me that the general election doesn’t matter – the primaries seem to be where the big decisions are made. That’s my opinion. You cannot register to vote online but you can print out a voter registration form from a computer and mail it in.In Legal Terms: Advocacy
43:19|We’re glad to have attorney Dorsey Carson from The Carson Law Group join us to talk about legal stuff.In Legal Terms, the show about you and your rights hosted by attorney Adam Kilgore. legalterms@mbponline.orgIf you enjoyed listening to this podcast, please consider contributing to MPB: https://donate.mpbfoundation.org/mspb/podcastToday’s Legal Terms on In Legal Terms is / are: Civil Litigation, Burden of Proof, Advocacy You can listen LIVE to us from the MPB Public Media app or from MPBonline.org/radioThursdays, following our over-the-air broadcast, you can hear Next Stop Mississippi on MPB Think Radio at 4pm Central.Absentee Ballots Now Available for the 2026 Primary Election for U.S. House of Representatives and U.S. SenateJACKSON, Miss. – In-person and mail-in absentee ballots are now available in Circuit Clerk's Offices for the 2026 Primary Election for U.S. House of Representatives and U.S. Senate on March 10, 2026.Mississippians may utilize the Secretary of State's Y'all Vote website, which includes an Absentee Voting FAQ, or contact their circuit clerk to verify eligibility. If eligible, ballots will be provided upon request by circuit clerks. Those who cast an absentee ballot may track their ballot through the My Election Day portal.To vote in the 2026 Primary Election, Mississippians must register to vote by February 9. All mail-in voter registrations must be postmarked by February 9.For those who cannot visit their Circuit Clerk's Office during the work week, Saturday in-person absentee voting dates for the 2026 Primary Election are Saturday, February 28, and Saturday, March 7, from 8:00 a.m. until noon.The last day to vote in-person absentee is March 7, while mail-in absentee ballots must be postmarked on or before March 10 (Election Day).To access the full 2026 Elections Calendar, visit the Secretary of State's website or click here.The Secretary of State's Office is your primary and trusted source for election information. For questions, please email ElectionsAnswers@sos.ms.gov, call the Elections Hotline at 1-800-829-6786, or visit YallVote.ms.In Legal Terms Classic: Slip and Fall
41:45|In Legal Terms, the show about you and your rights hosted by attorney Adam Kilgore. legalterms@mbponline.orgI’ve heard jokes about slipping and falling on banana peels. Is that really a thing? Are “slip and falls” a legal thing? Let’s find out from our guest attorney Baskin Jones.Mississippi Story Teller Tracy Carr was in one of our production studios recording with me and she told this amazing story about banana peels.Where can you get more information about Slip and Falls? Our guest’s website: 601injured.com has a list of practice areas with information if you’d like to learn more about our topic today or other types of injuries.In Legal Terms is the show about YOU and YOUR RIGHTS many of which are determined by your elected officials. How can you let YOUR elected officials know how you feel on a particular matter? There’s a website that lists the names and contact information for your senators and your house representative should you wish to tell them how they can best represent your interests in Washington: https://www.congress.gov/members/find-your-memberLInk to movie A Reasonable ManVideo: Today’s Legal Terms on In Legal Terms are: Negligence, Premises Liability, and Comparative FaultIn Legal Terms: White Collar Crimes
42:42|We’re talking about white collar crime today which often involves business owners, executives, accountants, and sometimes even lawyers. Our guest Merrida “Buddy” Coxwell from Coxwell and Associates will help us learn about this type of legal issue. We’re so grateful Mr. Coxwell is able to join us today. His firm, Coxwell and Associates has placed a wealth of information on their website: coxwelllaw.com. There are articles about Criminal defense such as computer crimes and misdemeanor crimes, and posts about personal injury such as construction and product liability.In Legal Terms, the show about you and your rights hosted by attorney Adam Kilgore. legalterms@mbponline.orgIf you enjoyed listening to this podcast, please consider contributing to MPB: https://donate.mpbfoundation.org/mspb/podcastToday’s Legal Terms on In Legal Terms are: White Collar Crime, Embezzlement, Wire Fraud You can listen LIVE to us from the MPB Public Media app or from MPBonline.org/radioThursdays, following our over-the-air broadcast, you can hear Next Stop Mississippi on MPB Think Radio at 4pm Central.How can you learn more about white collar crime? Well, if it’s news that concerns Mississippi it will be reported on by Mississippi Public Broadcasting. We have news reports most every hour of the day at one minutes past the top of the hour. Our website: mpbonline.org has articles to read. If you want our news to come to you – follow mpbonline on social media.We’re the “legal” show on MPB. But if you like us, we’ve got some suggestions for other MPB shows you might like. On Wednesdays at 4pm, The Sit Down with Russ Latino is where complex issues meet real conversations. From politics and policy to culture and community, they break down the news that shapes your world, one sit-down at a time. On Mondays at 5pm @Issue offers an inside look at the legislative session, interviews with key players, and perspectives from both sides of the aisle. Republican Rebekah Staples and Democrat Brandon Jones join host Wilson Stribling to discuss happenings at the state Capitol.In Legal Terms 2025 snip
00:19|In Legal Terms, the show about you and your rights produced by Liz Gill and hosted by attorney Adam Kilgore. legalterms@mbponline.org You can listen LIVE to us from the MPB Public Media app or from MPBonline.org/radio Thursdays at 3pm Central.In Legal Terms 2025
04:59|In Legal Terms, the show about you and your rights produced by Liz Gill and hosted by attorney Adam Kilgore. legalterms@mbponline.org You can listen LIVE to us from the MPB Public Media app or from MPBonline.org/radio Thursdays at 3pm Central.